:root{
  --paper:#FAF6EE;--card:#FFFFFF;--ink:#2A1B17;--ink2:rgba(42,27,23,.80);--ink3:rgba(42,27,23,.60);--line:rgba(42,27,23,.10);--line2:rgba(42,27,23,.06);
  --maroon:#1E2A4A;--rose:#B3261E;--gold:#B8923A;--gold-l:#F3E8CC;--sage:#3E6B4F;--sage-l:#E4EFE8;--amber:#9A5B00;--amber-l:#FCEFD9;
  --shadow:0 1px 2px rgba(42,27,23,.04),0 8px 24px -12px rgba(42,27,23,.14);
  --serif:"Lora",Georgia,"Times New Roman",serif;--sans:"Inter",ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:#fff;color:var(--ink);font:16px/1.55 var(--sans);-webkit-font-smoothing:antialiased}
button{font:inherit;color:inherit;cursor:pointer}
.serif{font-family:var(--serif)}
.wrap{max-width:980px;margin:0 auto;padding:0 20px}
.num{font-variant-numeric:tabular-nums}

/* top bar */
.bar-top{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:12px;padding:22px 0 8px}
.brand{display:flex;align-items:center;gap:10px;font-size:13px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold)}
.brand i{display:block;width:26px;height:1px;background:var(--gold)}
.tools{display:flex;flex-wrap:wrap;gap:6px}
.tbtn{border:1px solid var(--line);background:rgba(255,255,255,.6);padding:6px 12px;font-size:13px;border-radius:99px;color:var(--ink2);transition:.15s}
.tbtn:hover{border-color:var(--maroon);color:var(--maroon);background:#fff}
.tbtn.danger:hover{border-color:var(--rose);color:var(--rose)}
.msg{margin:10px 0 0;background:var(--gold-l);border:1px solid rgba(184,146,58,.4);padding:8px 14px;border-radius:10px;font-size:13px}

/* hero */
.hero{margin-top:10px;background:var(--card);border:1px solid var(--line);border-radius:22px;box-shadow:var(--shadow);padding:28px 30px 24px;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;right:-60px;top:-60px;width:220px;height:220px;border-radius:50%;border:1px solid rgba(184,146,58,.28);box-shadow:0 0 0 22px rgba(184,146,58,.06),0 0 0 44px rgba(184,146,58,.04);pointer-events:none}
.hero-head{display:flex;flex-wrap:wrap;justify-content:space-between;gap:16px;align-items:flex-start;position:relative;z-index:1}
.ename{font:500 clamp(34px,6vw,52px)/1.02 var(--serif);color:var(--maroon);background:none;border:0;padding:0;text-align:left;letter-spacing:-.01em}
input.ename{border-bottom:1px solid var(--gold);outline:none;width:100%;max-width:520px}
.sub-line{margin-top:8px;display:flex;flex-wrap:wrap;gap:8px;align-items:center;font-size:13px;color:var(--ink2)}
.chip{display:inline-flex;align-items:center;gap:6px;border:1px solid var(--line);border-radius:99px;padding:4px 12px;background:var(--paper);font-size:13.5px;color:var(--ink2)}
.chip b{color:var(--maroon);font-weight:600}
.chip input{border:0;background:none;font:inherit;color:inherit;padding:0;outline:none;width:128px}
.chip input.pc{width:46px;text-align:right}
.big-wrap{margin-top:26px;display:flex;flex-wrap:wrap;gap:18px 40px;align-items:flex-end;position:relative;z-index:1}
.klabel{font-size:13px;letter-spacing:.1em;text-transform:uppercase;color:var(--ink3)}
.big{font:500 clamp(40px,7vw,64px)/1 var(--serif);letter-spacing:-.02em;margin-top:6px;color:var(--ink)}
.big.over{color:var(--rose)}
.big small{font:400 15px var(--sans);color:var(--ink3);letter-spacing:0;margin-left:6px}
.linkbtn{background:none;border:0;padding:0;color:var(--gold);font-size:13.5px;text-decoration:underline;text-underline-offset:3px}
.linkbtn.blk{display:block;margin-top:4px}
input.limit{font:500 34px var(--serif);border:0;border-bottom:1px solid var(--gold);background:none;outline:none;width:210px;color:var(--ink)}
.tiles{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;flex:1;min-width:300px}
.tile{border-left:2px solid var(--gold-l);padding:2px 0 2px 14px}
.tile .v{font:500 24px/1.1 var(--serif);margin-top:4px}
.tile .s{font-size:13px;color:var(--ink3);margin-top:2px}
.stack{margin-top:26px;display:flex;height:10px;border-radius:99px;overflow:hidden;background:var(--line2);gap:2px;position:relative;z-index:1}
.stack i{display:block;height:100%;min-width:2px;transition:flex .3s}
.legend{margin-top:12px;display:flex;flex-wrap:wrap;gap:6px 18px;font-size:13px;color:var(--ink2);position:relative;z-index:1}
.legend span{display:inline-flex;align-items:center;gap:6px}
.legend i{width:8px;height:8px;border-radius:50%;display:block}
.alert{margin-top:16px;display:flex;gap:10px;align-items:center;background:var(--amber-l);color:var(--amber);border-radius:12px;padding:10px 14px;font-size:13px;position:relative;z-index:1}
.alert button{margin-left:auto;background:none;border:0;color:var(--amber);font-weight:600;text-decoration:underline;font-size:13px}

/* sticky nav */
.snav{position:sticky;top:0;z-index:20;margin:22px -20px 0;padding:10px 20px;background:rgba(250,246,238,.88);backdrop-filter:blur(12px);border-bottom:1px solid var(--line);display:flex;gap:10px;align-items:center}
.chips{display:flex;gap:6px;overflow-x:auto;scrollbar-width:none;flex:1;padding:2px}
.chips::-webkit-scrollbar{display:none}
.chips a{flex:none;text-decoration:none;font-size:13px;color:var(--ink2);padding:6px 13px;border-radius:99px;border:1px solid transparent;white-space:nowrap}
.chips a:hover{background:#fff;border-color:var(--line);color:var(--maroon)}
.chips a.full{color:var(--sage)}
.filter{display:flex;flex:none;background:rgba(42,27,23,.05);border-radius:99px;padding:3px}
.filter button{border:0;background:none;font-size:13px;padding:5px 11px;border-radius:99px;color:var(--ink2);white-space:nowrap}
.filter button.on{background:#fff;color:var(--maroon);box-shadow:0 1px 3px rgba(42,27,23,.12);font-weight:600}
@media(max-width:720px){.snav{flex-direction:column;align-items:stretch;gap:8px}.filter{align-self:flex-start}.tiles{grid-template-columns:1fr 1fr 1fr;min-width:0;width:100%}.hero{padding:22px 18px}.tile .v{font-size:19px}}

/* category card */
main{margin:22px 0 40px;display:flex;flex-direction:column;gap:18px}
.cat{background:var(--card);border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow);scroll-margin-top:70px;overflow:hidden}
.cat-h{display:flex;align-items:center;gap:14px;width:100%;padding:18px 20px;background:none;border:0;text-align:left}
.cat-h:hover{background:rgba(250,246,238,.6)}
.cdot{width:42px;height:42px;border-radius:13px;display:grid;place-items:center;flex:none;color:#fff}
.cdot svg{width:21px;height:21px}
.ct{flex:1;min-width:0}
.ct h2{margin:0;font:600 25px/1.1 var(--serif);color:var(--ink)}
.ct .sb{font-size:13.5px;color:var(--ink3);margin-top:2px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.ctot{text-align:right;flex:none}
.ctot .a{font:600 20px/1 var(--serif)}
.ctot .b{font-size:12.5px;color:var(--ink3);margin-top:3px}
.chev{width:18px;height:18px;color:var(--ink3);flex:none;transition:transform .2s}
.cat.open .chev{transform:rotate(180deg)}
.prog{height:3px;background:var(--line2)}
.prog i{display:block;height:100%;background:var(--sage);transition:width .3s}
.cat-b{display:none;padding:4px 8px 16px}
.cat.open .cat-b{display:block}
.done{margin:8px 12px 0;background:var(--sage-l);color:var(--sage);border-radius:10px;padding:8px 14px;font-size:13px;font-weight:500}

/* rows */
.thead,.row{display:grid;grid-template-columns:minmax(0,1fr) 112px 112px 128px 64px;gap:12px;align-items:center;padding:0 12px}
.thead{font-size:12px;letter-spacing:.09em;text-transform:uppercase;color:var(--ink3);padding-top:10px;padding-bottom:6px}
.thead span:nth-child(2),.thead span:nth-child(3){text-align:right}
.row{padding-top:11px;padding-bottom:11px;border-top:1px solid var(--line2);border-radius:10px}
.row:hover{background:rgba(250,246,238,.7)}
.nm{font-size:14.5px;line-height:1.35}
.meta{font-size:13px;color:var(--ink3);margin-top:2px}
.amt{text-align:right;font-size:14px;color:var(--ink2)}
.amt.zero{color:var(--ink3)}
.amt.over{color:var(--rose);font-weight:600}
.lab{display:none}
.tag{display:inline-block;font-size:12px;padding:1px 8px;border-radius:99px;margin-left:8px;vertical-align:middle;letter-spacing:.02em;white-space:nowrap;background:var(--gold-l);color:#7a5c14}
.tag.warn{background:var(--amber-l);color:var(--amber)}
.pill{border:1px solid var(--line);background:var(--paper);font-size:13px;padding:4px 10px;border-radius:99px;color:var(--ink3);width:100%;text-align:center;transition:.15s}
.pill:hover{border-color:var(--maroon);color:var(--maroon)}
.pill.Advance{background:var(--gold-l);border-color:rgba(184,146,58,.5);color:#7a5c14}
.pill.Fully{background:var(--sage-l);border-color:rgba(62,107,79,.35);color:var(--sage)}
.acts{display:flex;justify-content:flex-end;gap:2px;opacity:.55}
.row:hover .acts{opacity:1}
.ib{border:0;background:none;padding:6px;border-radius:8px;color:var(--ink2);display:grid;place-items:center}
.ib:hover{background:var(--gold-l);color:var(--maroon)}
.ib.del:hover{background:#fdeceb;color:var(--rose)}
.ib svg{width:16px;height:16px;display:block}
@media(max-width:720px){
  .thead{display:none}
  .row{grid-template-columns:1fr 1fr;gap:6px 12px;padding:14px 12px}
  .row>.c1{grid-column:1/-1}
  .amt{text-align:left}.lab{display:inline;color:var(--ink3);font-size:13px}
  .row>.cs{grid-column:1/2}.row>.acts{grid-column:2/3;opacity:1}
}
.add{display:flex;gap:8px;margin:10px 12px 0}
.add input{flex:1;border:1px dashed rgba(42,27,23,.22);background:transparent;border-radius:10px;padding:9px 14px;font:inherit;font-size:14px;outline:none;color:var(--ink)}
.add input:focus{border-style:solid;border-color:var(--gold);background:#fff}
.add button{border:1px solid var(--maroon);background:var(--maroon);color:#fff;border-radius:10px;padding:0 18px;font-size:13px}
.add button:hover{background:#2D3F6B;border-color:#2D3F6B}
.none{padding:22px 14px;font-size:14px;color:var(--ink3)}

/* calculators */
.calc{margin:6px 12px 12px;border-radius:14px;background:linear-gradient(180deg,#FBF4E1,#FFFDF8);border:1px solid rgba(184,146,58,.35);padding:18px 20px}
.calc h3{margin:0;font:600 21px var(--serif);color:var(--maroon)}
.calc .hint{margin:4px 0 14px;font-size:13px;color:var(--ink2)}
.fields{display:grid;grid-template-columns:repeat(auto-fill,minmax(168px,1fr));gap:12px}
.fields label span{display:block;font-size:13px;color:var(--ink2);margin-bottom:4px}
.input{width:100%;border:1px solid rgba(42,27,23,.16);border-radius:10px;background:#fff;padding:9px 12px;font:inherit;font-size:14px;color:var(--ink);outline:none;transition:.15s}
.input:focus{border-color:var(--gold);box-shadow:0 0 0 3px rgba(184,146,58,.2)}
.input[disabled]{background:#F3EFE6;color:var(--ink3)}
.sum{margin-top:16px;border-top:1px dashed rgba(184,146,58,.55);padding-top:12px;display:grid;gap:5px;font-size:14px}
.sum div{display:flex;justify-content:space-between;gap:14px}
.sum div span:last-child{font-variant-numeric:tabular-nums}
.sum .t{font-weight:700;color:var(--maroon);font-size:16px;border-top:1px solid var(--line);padding-top:8px;margin-top:4px}
.sum .m{color:var(--ink3);font-size:13.5px}

/* footer + new category */
.newcat{display:flex;gap:8px;border:1px dashed rgba(42,27,23,.25);border-radius:18px;padding:14px}
.newcat input{flex:1;border:0;background:none;font:inherit;outline:none;padding:6px 8px;font-size:15px}
.newcat button{border:1px solid var(--maroon);background:none;color:var(--maroon);border-radius:10px;padding:6px 16px;font-size:13px}
.newcat button:hover{background:var(--maroon);color:#fff}
footer{padding:10px 20px 40px;text-align:center;font-size:13px;color:var(--ink3)}

/* modal */
.modal{position:fixed;inset:0;background:rgba(42,27,23,.45);backdrop-filter:blur(3px);display:flex;align-items:center;justify-content:center;padding:16px;z-index:50}
.dlg{width:100%;max-width:540px;background:var(--paper);border-radius:20px;box-shadow:0 30px 70px rgba(0,0,0,.3);overflow:hidden}
.dlg h3{margin:0;font:600 24px var(--serif);color:var(--maroon)}
.dh{display:flex;justify-content:space-between;align-items:center;padding:18px 24px;border-bottom:1px solid var(--line)}
.db{padding:20px 24px 24px;display:grid;gap:14px;max-height:78vh;overflow:auto}
.db label span,.db .fl{display:block;font-size:13.5px;color:var(--ink2);margin-bottom:5px}
.two{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.seg{display:flex;gap:6px}
.seg button{flex:1;border:1px solid var(--line);background:#fff;padding:9px 4px;font-size:13px;color:var(--ink2);border-radius:10px}
.seg button.on{background:var(--maroon);border-color:var(--maroon);color:#fff}
.foot{display:flex;justify-content:flex-end;gap:10px;padding-top:4px}
.btn{border:1px solid var(--line);background:#fff;border-radius:10px;padding:9px 18px;font-size:14px;color:var(--ink2)}
.btn.solid{background:var(--maroon);border-color:var(--maroon);color:#fff}
.btn.solid:hover{background:#2D3F6B;border-color:#2D3F6B}
.note{font-size:13.5px;color:#7a5c14;margin:0}
.big,.tile .v,.ctot .a,.calc h3,.sum,input.limit{font-variant-numeric:lining-nums tabular-nums;font-feature-settings:"lnum" 1,"tnum" 1}

/* one-page grid */
.grid-h{margin:26px 2px 12px}
.grid-h h3{margin:0;font:600 22px var(--serif);color:var(--maroon)}
.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin:0 0 40px}
@media(max-width:860px){.cards{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:520px){.cards{grid-template-columns:1fr}}
.tile-c{display:flex;flex-direction:column;text-align:left;background:var(--card);border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow);padding:18px 18px 16px;transition:transform .18s,box-shadow .18s,border-color .18s;position:relative;overflow:hidden}
.tile-c:hover{transform:translateY(-3px);border-color:rgba(184,146,58,.55);box-shadow:0 2px 4px rgba(42,27,23,.05),0 18px 34px -14px rgba(30,42,74,.28)}
.tile-c h2{margin:14px 0 0;font:600 24px/1.1 var(--serif);color:var(--ink)}
.tile-c .sb{font-size:13.5px;color:var(--ink3);margin-top:3px;min-height:19px}
.tc-top{display:flex;justify-content:space-between;align-items:flex-start;gap:8px}
.badge{font-size:12px;padding:3px 10px;border-radius:99px;white-space:nowrap}
.badge.warn{background:var(--amber-l);color:var(--amber)}
.badge.ok{background:var(--sage-l);color:var(--sage)}
.tc-amt{font:500 30px/1 var(--serif);margin-top:18px;font-feature-settings:"lnum" 1,"tnum" 1}
.tc-sub{font-size:13.5px;color:var(--ink3);margin:5px 0 12px}
.tile-c .prog{border-radius:99px;overflow:hidden}
.tc-go{margin-top:12px;font-size:13.5px;color:var(--gold);font-weight:600;opacity:0;transform:translateX(-4px);transition:.18s}
.tile-c:hover .tc-go{opacity:1;transform:none}
@media(hover:none){.tc-go{opacity:1;transform:none}}
button.newcat.tile-c{align-items:center;justify-content:center;gap:6px;border:1.5px dashed rgba(42,27,23,.25);background:transparent;box-shadow:none;color:var(--ink3);font-size:14px;min-height:190px}
button.newcat.tile-c:hover{color:var(--maroon);background:#fff}
.plus{font:300 38px/1 var(--serif)}
form.newcat.tile-c{flex-direction:column;justify-content:center;gap:10px;border:1.5px dashed var(--gold);background:#fff;min-height:190px}
form.newcat input{border:1px solid var(--line);border-radius:10px;padding:10px 12px;flex:none}
form.newcat button{width:100%}

/* category sheet */
.overlay{position:fixed;inset:0;z-index:40;background:rgba(42,27,23,.42);backdrop-filter:blur(3px);display:flex;align-items:center;justify-content:center;padding:20px;animation:fade .15s}
.sheet{width:100%;max-width:880px;max-height:calc(100vh - 40px);background:#fff;border-radius:22px;box-shadow:0 30px 80px rgba(0,0,0,.35);display:flex;flex-direction:column;overflow:hidden;animation:rise .2s ease-out}
.sheet-h{display:flex;align-items:center;gap:14px;padding:18px 20px;background:#fff;border-bottom:1px solid var(--line)}
.sheet-h .ct h2{margin:0;font:600 28px/1.1 var(--serif)}
.sheet-h .ib{align-self:flex-start}
.sheet .prog{flex:none}
.sheet-b{overflow-y:auto;padding:8px 8px 20px;flex:1}
@keyframes fade{from{opacity:0}to{opacity:1}}
@keyframes rise{from{opacity:0;transform:translateY(14px) scale(.985)}to{opacity:1;transform:none}}
@media(max-width:720px){.overlay{padding:0;align-items:flex-end}.sheet{max-height:94vh;border-radius:22px 22px 0 0}.sheet-h{padding:14px 14px}.sheet-h .ct h2{font-size:22px}.ctot{display:none}}
.tile .v{white-space:nowrap;font-size:22px}
.tiles{min-width:380px}
.big-wrap>div:first-child{flex:none}
.tile-c .sb{flex:1}
@media(max-width:720px){.tiles{min-width:0}.tile .v{font-size:17px}}
.est-in{width:100%;max-width:120px;margin-left:auto;display:block;text-align:right;border:1px solid transparent;background:rgba(42,27,23,.04);border-radius:8px;padding:6px 8px;font:inherit;font-size:14px;color:var(--ink);outline:none;transition:.12s}
.est-in:hover{border-color:var(--line);background:#fff}
.est-in:focus{border-color:var(--gold);background:#fff;box-shadow:0 0 0 3px rgba(184,146,58,.2)}
.est-in::placeholder{color:var(--ink3)}
@media(max-width:720px){.est-in{margin:0;display:inline-block;max-width:130px;text-align:left}}

/* compact 4-column one-screen layout */
.wrap{max-width:1280px}
.cards{grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin-bottom:24px}
@media(max-width:1000px){.cards{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media(max-width:720px){.cards{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:420px){.cards{grid-template-columns:1fr}}
.tile-c{padding:14px 14px 12px;border-radius:16px}
.tile-c .cdot{width:34px;height:34px;border-radius:10px}
.tile-c .cdot svg{width:17px;height:17px}
.tile-c h2{font-size:20px;margin-top:10px}
.tile-c .sb{display:none}
.tc-amt{font-size:25px;margin-top:10px}
.tc-sub{margin:4px 0 9px;font-size:13px}
.tc-go{display:none}
.badge{font-size:12px;padding:2px 8px}
button.newcat.tile-c,form.newcat.tile-c{min-height:0}
.plus{font-size:28px}
.hero{padding:20px 26px 18px;margin-top:4px}
.bar-top{padding:14px 0 4px}
.ename{font-size:clamp(30px,4vw,40px)}
.big-wrap{margin-top:16px}
.big{font-size:clamp(36px,5vw,52px)}
.stack{margin-top:16px}
.alert{margin-top:12px;padding:8px 14px}
.grid-h{margin:16px 2px 10px}
.grid-h h3{font-size:19px}
.grid-h{display:flex;align-items:center;justify-content:space-between;gap:12px}
.addcat-b{border:1px solid var(--line);background:#fff;border-radius:99px;padding:6px 14px;font-size:13.5px;color:var(--ink2)}
.addcat-b:hover{border-color:var(--maroon);color:var(--maroon)}
.addcat-f{display:flex;gap:6px}
.addcat-f input{border:1px solid var(--gold);border-radius:99px;padding:6px 14px;font:inherit;font-size:13px;outline:none;width:210px}
.addcat-f button{border:0;background:var(--maroon);color:#fff;border-radius:99px;padding:0 16px;font-size:13px}

/* keep calculator inputs aligned even when a label wraps */
.fields{align-items:end}
.fields label{display:flex;flex-direction:column;justify-content:flex-end;height:100%}
.fields label span{min-height:2.6em;display:flex;align-items:flex-end;line-height:1.25}

/* not needed / already have */
.row.skipped .nm{text-decoration:line-through;color:var(--ink3)}
.row.skipped .amt{color:var(--ink3)}
.row.skipped .tag{text-decoration:none;background:rgba(42,27,23,.07);color:var(--ink3)}
.pill.Skip{border-style:dashed;background:transparent;color:var(--ink3)}
.pill.Skip:hover{border-style:solid}
.acts{min-width:64px}

/* readability pass: sturdier serif, larger, higher-contrast text */
.ename{font-weight:600;letter-spacing:-.01em}
.big{font-weight:600;letter-spacing:-.015em;font-size:clamp(32px,4.4vw,46px)}
.tile .v{font-weight:600;font-size:21px}
.tile-c h2{font-size:18px;font-weight:600;line-height:1.2}
.tc-amt{font-size:23px;font-weight:600}
.sheet-h .ct h2{font-size:25px}
.ctot .a{font-weight:600;font-size:19px}
.calc h3,.grid-h h3,.dlg h3{font-weight:600}
.grid-h h3{font-size:18px}
.nm{font-size:15.5px}
.est-in,.amt{font-size:15px}
.big small{font-size:15px}
.chip,.tbtn,.addcat-b{font-size:13px}

/* ===== v11 motion + polish ===== */
@property --p{syntax:"<number>";inherits:false;initial-value:0}
:root{--ease:cubic-bezier(.2,.8,.2,1);--spring:cubic-bezier(.34,1.4,.5,1)}
body{background:radial-gradient(900px 420px at 85% -80px,rgba(184,146,58,.10),transparent 70%),radial-gradient(700px 380px at -5% 0,rgba(30,42,74,.05),transparent 70%),#fff;background-repeat:no-repeat}

/* hero */
.hero{border-radius:24px;border-color:rgba(30,42,74,.10);box-shadow:0 1px 2px rgba(30,42,74,.04),0 24px 48px -28px rgba(30,42,74,.30);animation:up .6s var(--ease) both}
.hero:after{display:none}
.hero:before{content:"";position:absolute;right:-90px;top:-110px;width:340px;height:340px;opacity:.55;pointer-events:none;animation:spin 120s linear infinite;
  background:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='-50 -50 100 100' fill='none' stroke='%23B8923A' stroke-width='.35'><rect x='-26' y='-26' width='52' height='52'/><rect x='-26' y='-26' width='52' height='52' transform='rotate(45)'/><circle r='36'/><circle r='26'/><circle r='15'/><rect x='-15' y='-15' width='30' height='30' transform='rotate(22.5)'/><rect x='-15' y='-15' width='30' height='30' transform='rotate(67.5)'/></svg>") center/contain no-repeat}
.hero-head{align-items:center}
.hring{position:relative;z-index:1;width:92px;height:92px;border-radius:50%;flex:none;margin-right:34px;
  background:conic-gradient(var(--gold) calc(var(--p)*1%),rgba(30,42,74,.08) 0);animation:ringin 1.1s var(--ease) both;transition:--p .8s var(--ease)}
.hring:after{content:"";position:absolute;inset:7px;border-radius:50%;background:#fff}
.hr-in{position:absolute;inset:0;z-index:1;display:flex;flex-direction:column;align-items:center;justify-content:center;line-height:1.1}
.hr-in b{font:600 22px var(--serif);color:var(--maroon)}
.hr-in span{font-size:11.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--ink3)}
@keyframes ringin{from{--p:0}}
.big{background:linear-gradient(100deg,var(--maroon) 30%,#4B5E94 60%,var(--maroon));-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent}
.big small{-webkit-text-fill-color:var(--ink3)}
.big.over{background:none;-webkit-text-fill-color:var(--rose);color:var(--rose)}
.tile{border-left:0;position:relative;padding-left:16px}
.tile:before{content:"";position:absolute;left:0;top:3px;bottom:3px;width:3px;border-radius:3px;background:linear-gradient(var(--gold),rgba(184,146,58,.15))}
.stack{height:12px;background:rgba(30,42,74,.06);overflow:hidden}
.stack i{transform-origin:left;animation:grow .9s var(--ease) both;transition:flex .5s var(--ease)}
.stack i:nth-child(2){animation-delay:.06s}.stack i:nth-child(3){animation-delay:.12s}.stack i:nth-child(4){animation-delay:.18s}.stack i:nth-child(n+5){animation-delay:.24s}
@keyframes grow{from{transform:scaleX(0)}}
@keyframes up{from{opacity:0;transform:translateY(16px)}}
@keyframes spin{to{transform:rotate(360deg)}}

/* category cards */
.cards{gap:14px}
.tile-c{--mx:50%;--my:0;border-radius:20px;padding:16px 16px 14px;border:1px solid rgba(30,42,74,.09);box-shadow:0 1px 2px rgba(30,42,74,.04);
  animation:up .55s var(--ease) both;animation-delay:calc(var(--i)*55ms + 120ms);transition:transform .25s var(--ease),box-shadow .25s var(--ease),border-color .25s}
.tile-c:before{content:"";position:absolute;inset:0;border-radius:inherit;pointer-events:none;opacity:0;transition:opacity .25s;background:radial-gradient(240px circle at var(--mx) var(--my),rgba(184,146,58,.16),transparent 65%)}
.tile-c:hover{transform:translateY(-4px);border-color:rgba(184,146,58,.55);box-shadow:0 2px 4px rgba(30,42,74,.05),0 22px 36px -18px rgba(30,42,74,.32)}
.tile-c:hover:before{opacity:1}
.tile-c:active{transform:translateY(-1px) scale(.99);transition-duration:.08s}
.tile-c:after{content:"";position:absolute;left:0;top:18px;bottom:18px;width:3px;border-radius:0 3px 3px 0;background:var(--c);opacity:.9}
.ringw{position:relative;width:46px;height:46px;border-radius:50%;display:grid;place-items:center;flex:none;
  background:conic-gradient(var(--sage) calc(var(--p)*1%),rgba(30,42,74,.09) 0);animation:ringin 1s var(--ease) both;animation-delay:calc(var(--i)*55ms + 300ms);transition:--p .7s var(--ease)}
.ringw:before{content:"";position:absolute;inset:3px;border-radius:50%;background:#fff}
.ringw .cdot{position:relative;width:34px;height:34px;border-radius:50%}
.tile-c:hover .cdot{transform:scale(1.08) rotate(-4deg)}
.cdot{transition:transform .3s var(--spring)}
.tile-c h2{font-size:18px;margin-top:12px}
.tc-amt{font-size:26px;letter-spacing:-.01em}
.segs{display:flex;gap:3px;margin-top:2px}
.segs i{flex:1;height:5px;border-radius:3px;background:rgba(30,42,74,.09);transition:background .35s}
.segs i.h{background:linear-gradient(90deg,var(--gold) 50%,rgba(30,42,74,.09) 50%)}
.segs i.f{background:var(--sage)}
.badge.ok{animation:pop .5s var(--spring) both}
@keyframes pop{0%{transform:scale(.6);opacity:0}100%{transform:none;opacity:1}}

/* sheet */
.overlay{animation:fade .25s ease both;background:rgba(20,28,52,.40);backdrop-filter:blur(6px)}
.sheet{border-radius:26px;animation:sheetin .45s var(--spring) both;box-shadow:0 40px 90px -20px rgba(20,28,52,.5)}
@keyframes sheetin{from{opacity:0;transform:translateY(28px) scale(.96)}}
.sheet-h{background:linear-gradient(180deg,#FBF7EC,#fff)}
.row{animation:rowin .4s var(--ease) both;animation-delay:calc(var(--r,0)*30ms + 120ms);transition:background .15s}
@keyframes rowin{from{opacity:0;transform:translateX(-10px)}}
.row:hover{background:rgba(184,146,58,.07)}
.est-in{transition:border-color .15s,background .15s,box-shadow .15s}
.est-in:focus{box-shadow:0 0 0 4px rgba(184,146,58,.22)}
.calc{animation:up .45s var(--ease) both;animation-delay:.1s}
.done{animation:pop .5s var(--spring) both}

/* status pill with animated fill */
.pill{position:relative;overflow:hidden;background:#fff;z-index:0;display:block;transition:color .2s,border-color .2s,transform .15s var(--spring)}
.pill .pf{position:absolute;left:0;top:0;bottom:0;width:0;z-index:-1;transition:width .45s var(--ease),background .3s}
.pill.Advance .pf{width:50%;background:var(--gold-l)}
.pill.Fully .pf{width:100%;background:var(--sage-l)}
.pill.Advance,.pill.Fully{background:#fff}
.pill:active{transform:scale(.94)}
.pill.Fully{animation:pop .45s var(--spring)}

/* buttons */
.tbtn,.addcat-b{transition:.2s var(--ease)}
.tbtn:hover,.addcat-b:hover{transform:translateY(-1px);box-shadow:0 6px 14px -8px rgba(30,42,74,.4)}
.add button,.btn.solid,.addcat-f button{transition:transform .15s var(--spring),background .2s}
.add button:active{transform:scale(.95)}
.alert{animation:up .5s var(--ease) both;animation-delay:.3s}
.grid-h{animation:up .5s var(--ease) both;animation-delay:.1s}
@media(max-width:720px){.hring{display:none}}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{animation-duration:.01ms!important;animation-delay:0s!important;transition-duration:.01ms!important}}
.big,.big.over{background:none;-webkit-text-fill-color:currentColor;color:var(--maroon)}
.big.over{color:var(--rose)}
.big small{-webkit-text-fill-color:var(--ink3)}
.hero:before{right:-150px;top:-170px;opacity:.38}
.tile .v{font-size:clamp(16px,1.7vw,21px)}
.tiles{gap:8px;min-width:0;flex:1 1 420px}
.tile{padding-left:12px;min-width:0}

/* ===== v13 colourful stationery look ===== */
:root{--paper:#FFF6F4;--maroon:#3A3560;--ink:#2B2745;--ink2:rgba(43,39,69,.82);--ink3:rgba(43,39,69,.62);--line:rgba(58,53,96,.12);--line2:rgba(58,53,96,.07);--rose:#C9456A;--blush:#F8CDD6;--pink:#E27C95;--gold-l:#FBF0BE}
html{background:#FFF6F4}
body{position:relative;min-height:100vh;
  background:radial-gradient(1000px 500px at 100% -100px,rgba(248,205,214,.65),transparent 70%),radial-gradient(800px 500px at 0 40%,rgba(211,232,246,.45),transparent 70%),radial-gradient(900px 500px at 100% 90%,rgba(213,232,208,.45),transparent 70%),#FFF8F5;
  background-attachment:fixed}
.wrap{position:relative;z-index:1}
.deco{position:absolute;z-index:0;pointer-events:none;width:270px;height:270px;filter:drop-shadow(0 6px 10px rgba(201,69,106,.12))}
.deco.tl{top:-40px;left:-60px;transform-origin:0 0;animation:sway 9s ease-in-out infinite}
.deco.br{position:fixed;right:-70px;bottom:-70px;width:250px;height:250px;animation:sway2 10s ease-in-out infinite}
@keyframes sway{50%{transform:rotate(2.5deg) scale(1.02)}}
@keyframes sway2{50%{transform:rotate(-3deg) scale(1.03)}}
@media(max-width:720px){.deco{width:150px;height:150px}.deco.tl{left:-40px;top:-30px}.deco.br{width:140px;height:140px;right:-40px;bottom:-40px}}

/* top bar + hero */
.brand{color:var(--rose);letter-spacing:.2em;margin-left:120px}
.brand i{background:var(--pink);width:30px}
.tbtn{background:#fff;border-color:rgba(226,124,149,.35)}
.tbtn:hover{border-color:var(--pink);color:var(--rose)}
.hero{background:linear-gradient(135deg,#fff 40%,#FFF1F3);border:1.5px solid rgba(226,124,149,.28);box-shadow:0 2px 4px rgba(201,69,106,.05),0 26px 50px -26px rgba(201,69,106,.35)}
.hero:before{width:210px;height:130px;right:130px;top:16px;opacity:1;animation:floaty 6s ease-in-out infinite;
  background:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 210 130' fill='none'><defs><linearGradient id='g' x1='0' y1='0' x2='1' y2='1'><stop offset='0' stop-color='%23F0D98F'/><stop offset='.5' stop-color='%23B8923A'/><stop offset='1' stop-color='%23F3E1A0'/></linearGradient></defs><circle cx='78' cy='74' r='42' stroke='url(%23g)' stroke-width='9'/><circle cx='132' cy='74' r='42' stroke='url(%23g)' stroke-width='9'/><path d='M56 26l5-10 5 10 10 5-10 5-5 10-5-10-10-5z' fill='%23E27C95'/></svg>") center/contain no-repeat}
@keyframes floaty{50%{transform:translateY(-6px) rotate(-2deg)}}
@media(max-width:900px){.hero:before{display:none}}
.ename{font:400 clamp(46px,6vw,74px)/1 "Great Vibes",cursive;letter-spacing:0;padding:6px 6px 0;
  background:linear-gradient(100deg,#B8923A,#E3C26E 45%,#B8923A);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent}
input.ename{-webkit-text-fill-color:var(--ink);background:none}
.tagline{font-size:12px;letter-spacing:.24em;text-transform:uppercase;color:var(--ink3);margin:2px 6px 0}
.tagline i{font-style:normal;color:var(--pink);margin:0 8px}
.sub-line{margin-top:12px}
.chip{background:#fff;border-color:rgba(226,124,149,.3)}
.hring{background:conic-gradient(var(--pink) calc(var(--p)*1%),rgba(226,124,149,.15) 0)}
.hr-in b{color:var(--rose)}

/* colourful stat tiles */
.tile{border-radius:14px;padding:10px 12px 10px 14px;border:1px solid rgba(58,53,96,.08)}
.tile:before{display:none}
.tile:nth-child(1){background:#DDEFD9}
.tile:nth-child(2){background:#E6DCF4}
.tile:nth-child(3){background:#FDE2CE}
.tile .klabel{font-size:11.5px;color:var(--ink2);font-weight:600}
.tiles{gap:10px}
.stack{background:rgba(226,124,149,.12)}

/* section heading as watercolour brush band */
.grid-h{gap:16px;margin:22px 2px 14px;flex-wrap:wrap}
.grid-h .grow{flex:1}
.brush{margin:0;font:600 19px/1 var(--sans);letter-spacing:.2em;text-transform:uppercase;color:var(--ink);padding:13px 36px;
  background:linear-gradient(100deg,#F8C6D0,#F9D7DC 60%,#F6BFCB);border-radius:60px 14px 70px 12px/18px 40px 14px 36px;transform:rotate(-1deg);box-shadow:0 8px 16px -10px rgba(201,69,106,.5)}
.hand{font:600 22px/1.1 "Caveat",cursive;color:var(--ink2)}
.addcat-b{background:#fff;border-color:rgba(226,124,149,.4)}
.addcat-b:hover{border-color:var(--pink);color:var(--rose)}

/* category cards: pastel header band per card */
.cards{gap:16px}
.tile-c{background:linear-gradient(180deg,var(--t) 0,var(--t) 66px,#fff 66px);border:1.5px solid color-mix(in srgb,var(--c) 38%,#fff);box-shadow:0 2px 3px rgba(58,53,96,.04),0 12px 22px -16px color-mix(in srgb,var(--c) 70%,#000)}
.tile-c:after{display:none}
.tile-c:before{background:radial-gradient(240px circle at var(--mx) var(--my),color-mix(in srgb,var(--c) 22%,transparent),transparent 65%)}
.tile-c:hover{border-color:var(--c);box-shadow:0 2px 4px rgba(58,53,96,.05),0 24px 36px -18px color-mix(in srgb,var(--c) 80%,#000)}
.ringw{background:conic-gradient(var(--c) calc(var(--p)*1%),rgba(255,255,255,.75) 0)}
.tile-c .cdot{color:#fff}
.tile-c h2{color:var(--ink);margin-top:14px}
.tc-amt{color:var(--ink)}
.segs i.h{background:linear-gradient(90deg,var(--c) 50%,color-mix(in srgb,var(--c) 18%,#fff) 50%)}
.segs i{background:color-mix(in srgb,var(--c) 18%,#fff)}
.segs i.f{background:var(--c)}
.badge.warn{background:rgba(255,255,255,.85);color:#A24E00}
.badge.ok{background:#fff;color:#2E7A55}
button.newcat.tile-c{background:rgba(255,255,255,.6);border:2px dashed rgba(226,124,149,.5)}

/* sheet */
.sheet{background:#fff;border:2px solid var(--t)}
.sheet-h{background:linear-gradient(180deg,var(--t),color-mix(in srgb,var(--t) 40%,#fff));border-bottom:0}
.sheet-h .cdot{background:var(--c)!important;box-shadow:0 0 0 4px rgba(255,255,255,.7)}
.sheet .prog i{background:var(--c)}
.sheet .prog{background:var(--t)}
.thead{background:color-mix(in srgb,var(--t) 70%,#fff);border-radius:10px;margin:8px 8px 4px;padding-top:7px;padding-bottom:7px;color:var(--ink2);font-weight:600}
.row{border-top:1px dashed color-mix(in srgb,var(--c) 28%,#fff)}
.row:hover{background:color-mix(in srgb,var(--t) 45%,#fff)}
.est-in{background:color-mix(in srgb,var(--t) 40%,#fff)}
.est-in:focus{border-color:var(--c);box-shadow:0 0 0 4px color-mix(in srgb,var(--c) 25%,transparent)}
.pill{border-color:color-mix(in srgb,var(--c) 40%,#fff);background:#fff}
.pill.Advance .pf{background:#FBEAA0}
.pill.Fully .pf{background:#CDEBD3}
.pill.Advance{color:#7A5C14;border-color:#E6CB68}
.pill.Fully{color:#2E6B4A;border-color:#8CCB9F}
.calc{background:linear-gradient(180deg,var(--t),#fff);border-color:color-mix(in srgb,var(--c) 40%,#fff)}
.calc h3{color:var(--ink)}
.add input:focus{border-color:var(--c)}
.add button,.btn.solid{background:var(--c);border-color:var(--c)}
.add button:hover{filter:brightness(.94);background:var(--c);border-color:var(--c)}
.done{background:#DDEFD9;color:#2E6B4A}
.msg{background:var(--gold-l)}
footer{color:var(--ink3)}
footer:before{content:"♥  ";color:var(--pink)}
footer:after{content:"  ♥";color:var(--pink)}

/* v15 grouped category (Clothes & Attire) */
.ghead{display:flex;justify-content:space-between;align-items:center;margin:14px 8px 2px;padding:8px 14px;border-radius:12px;background:color-mix(in srgb,var(--t) 85%,#fff);color:var(--ink);font:600 15px var(--serif);animation:rowin .4s var(--ease) both}
.ghead b{font:600 15px var(--serif)}
.ghead+.row{border-top:0}
.gsel{border:1px dashed color-mix(in srgb,var(--c) 45%,#fff);background:#fff;border-radius:10px;padding:0 10px;font:inherit;font-size:13.5px;color:var(--ink);max-width:190px}
.gsel:focus{outline:none;border-style:solid;border-color:var(--c)}

/* v16 estimate / actual / typed payments */
.thead,.row{grid-template-columns:minmax(0,1fr) 100px 100px 100px 104px 64px}
.thead span:nth-child(2),.thead span:nth-child(3),.thead span:nth-child(4){text-align:right}
.sheet{max-width:980px}
.est-in{max-width:100px}
.cs .pill{display:block;cursor:default;font-size:12.5px;padding:4px 6px}
.tiles{grid-template-columns:repeat(4,minmax(0,1fr))}
.tile:nth-child(1){background:#DDEFD9}.tile:nth-child(2){background:#D3E8F6}.tile:nth-child(3){background:#E6DCF4}.tile:nth-child(4){background:#FDE2CE}
@media(max-width:720px){.tiles{grid-template-columns:1fr 1fr}.tile .v{font-size:17px}.row{grid-template-columns:1fr 1fr 1fr}.row>.c1{grid-column:1/-1}.row>.cs{grid-column:1/3}.row>.acts{grid-column:3/4}}
.vs-h{margin-top:30px}
.vs{background:#fff;border:1.5px solid rgba(226,124,149,.28);border-radius:20px;overflow-x:auto;box-shadow:0 14px 28px -22px rgba(201,69,106,.45);margin-bottom:30px;animation:up .5s var(--ease) both}
.vrow{display:grid;grid-template-columns:minmax(170px,1.7fr) repeat(5,minmax(96px,1fr));gap:10px;align-items:center;padding:11px 18px;min-width:700px;border-top:1px dashed rgba(58,53,96,.12);font-size:14.5px}
.vrow>.num{text-align:right}
.vhead{border-top:0;background:linear-gradient(100deg,#F8D4DB,#FBE3DF);font-size:12px;letter-spacing:.09em;text-transform:uppercase;color:var(--ink2);font-weight:600;border-radius:18px 18px 0 0}
.vhead span:not(:first-child){text-align:right}
.vn{display:flex;align-items:center;gap:10px;font-weight:500}
.vn i{width:10px;height:10px;border-radius:50%;flex:none}
.vrow:not(.vhead):hover{background:rgba(248,205,214,.18)}
.vtot{background:#FFF1F3;font-weight:700;font-family:var(--serif);font-size:15.5px}
.num.over{color:var(--rose);font-weight:600}.num.under{color:#2E7A55;font-weight:600}
.tiles{grid-template-columns:repeat(auto-fit,minmax(170px,1fr));flex:1 1 440px}
.tile .v{font-size:clamp(17px,1.6vw,21px)}